In Green v. Johnson, et al., 14-C-0292, (La. 10/15/14), the lower court awarded summary judgment in favor of Allstate in a claim seeking UM policy benefits. The Green Supreme Court reversed and held that the representative of a deceased motorcycle accident victim could be entitled to UM coverage even though there was no coverage under the liability provisions of the policy. Under the facts, neither the victim nor the involved motorcycle respectively met the liability policy definitions of “insured person” or “insured auto.” The Court found that, even though there was no liability coverage under the policy, the motorcycle could nevertheless meet the “insured auto” definition necessary for coverage in the after-acquired vehicle provisions of the UM section of the policy.
